REBUILDING YOUR CREDIT HISTORY:
What does rebuilding your credit history mean, and why would you want to do that? It's taking a look at what you're doing wrong and making changes to fix those things. Using your credit card and making on-time payments each time will help you establish credit. To...
GOOD DEBT VS. BAD DEBT:
Firstly, lets dig into what good debt is & what bad debt is: You can say that the debt you take on is "positive" if it enables you to earn money and increase your net worth. Debt that significantly enhances the lives of you and your family in other ways is also...
What does it mean to be blacklisted?
Among South African customers, the terms "blacklisting" and "blacklist" are still frequently used. The term "blacklist" is deceptive because it refers to a time when credit bureaus only stored negative data. Credit bureaus now store both positive and negative...
How Much Does Debt Counselling Cost?
Debt Review is governed and regulated by the NCA and NCR and is a formal legal process. Your fixed monthly debt repayment amount depends..
How to Get a Loan Under Debt Review
Can you get a loan while under Debt Review?
Is Debt Review a Good Idea?
Debt Review is a good idea if you qualify as being over-indebted and are determined to live a life free of stress-inducing debts piling up.
How to Get Out of Debt Review Fast
It is important to understand how the debt review process is structured, where you are in the process, and when/if you are able to exit.
Advantages and Disadvantages of a Debt Review
Being in debt is stressful, so before jumping into any one solution, familiarise yourself with the advantages and disadvantages before going under debt review.
Debt Review Process: A Step by Step Guide
The Debt Review Process can be a daunting one, especially with the growing numbers of scams we see and hear about these days. You should ensure you are consulting a reputable debt review counsellor to make certain that you are following steps.
Debt Counsellors: The Basics
Everything you need to know regarding Debt Counsellors, the act, fees paid, interest rates and your certificate.
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